The BlueCrossBlueShield Association is a confederation of 35 separate health insurance companies in the United States. The group offers health insurance for more than 106 million Americans. The company is responsible for nearly half of all health care costs. However, despite their size, the organization is not one-size-fits-all. There are many different plans to choose from, but in this article, we’ll look at a few of the best.
CareFirst BlueCross BlueShield
If you are interested in learning more about the health insurance options offered by CareFirst BlueCross, you’ve come to the right place. Located in Baltimore, Maryland, this health insurer serves over 3.5 million people in the Washington, DC, and Maryland metropolitan areas. The company has dual headquarters in Baltimore and Washington. Formed in 1972, CareFirst is a member of the Blue Cross and Blue Shield Association.
As a not-for-profit healthcare organization, CareFirst BlueCross offers medical and prescription drug coverage in Maryland, Northern Virginia, and the District of Columbia. The company has over 3.2 million members and has won numerous awards for its ethics and social responsibility. However, even with these impressive numbers, it’s still difficult to determine whether or not CareFirst is right for you. Read on to learn more about this not-for-profit health insurance company and what they can offer you.
CareFirst MedPlus
If you live in Maryland, Northern Virginia, or parts of Virginia, you may be interested in enrolling in a Medicare Supplement plan offered by Bluecross and CareFirst. These plans bundle Original Medicare with extra benefits, like prescription drug coverage. In addition, these plans help cover medical expenses not covered by Original Medicare. This means that they are a great choice for many seniors. But how do you know if this plan is right for you? Read on to find out more.
CareFirst offers several different kinds of health plans. If you’re looking for an affordable health plan, you can use a comparison tool to find the most cost-effective plan. You can select two plans to compare and see the cost-benefit ratio. If you’re interested in paying less than 10%, you can enroll in the CareFirst MedPlus plan. The company also offers a Medicare Supplement plan for people who are under age and aren’t eligible for Original Medicare.
CareFirst Diversified Benefits
In this position, you will be responsible for driving growth of the Diversified Benefits product line by developing sales strategies and engaging in collaborative efforts across SBUs. Working with internal and external CareFirst business partners, you will develop account and segment-specific strategies. Your sales colleagues will implement these strategies and will also participate in open enrollment meetings and health fairs. In this role, you will be the primary point of contact for the broker community, ensuring that each representative’s efforts result in a successful outcome.
In addition to the CareFirst health plan, members of the BlueCross BlueShield Association will be able to receive health care benefits outside of the CareFirst service area. You can visit six hundred hospitals, 600,000 physicians and other health care providers in the country through the PPO network. The list of covered services is not exhaustive; therefore, you may have to pay coinsurance, deductibles, and other out-of-pocket expenses.
Highmark Blue Cross Blue Shield
Highmark is a large individual not-for-profit health insurer based in Pittsburgh, Pennsylvania. While its main focus is individual health insurance, it has for-profit subsidiaries. For more information, please visit Highmark’s website. It is also known as Integrated Delivery Network. Here’s a brief overview of this healthcare company. A nonprofit health insurer, Highmark provides health insurance to individuals in the United States and Canada.
The company offers a variety of Medicare supplemental plans as well as Medicare Advantage. Medicare Advantage is a package plan that replaces Original Medicare, and it offers additional benefits like dental care and prescription drug coverage. The network of doctors and hospitals in a Medicare Advantage plan may be smaller than the network in Original Medicare. You may choose a plan that covers your doctor of choice. But keep in mind that you could pay higher premiums if you want your doctor to be in the PPO network.
